The Complete Business App for Shopkeepers.

Manage udhar, create professional bills, track payments, and collect money faster—all from one simple app built for Indian shopkeepers.

DOWNLOAD FREE Google Play
Coming Soon
DOWNLOAD ON THE App Store
Built for Business Secure & Reliable
SA
SH
RK
AP
1K+
1,000+ shop owners already
growing their business daily
100% Private, Safe and Secure
Dashboard
Dashboard
Give credit
Give credit
Receive Payment
Receive Payment
The "Aha!" Moment

Paper diaries are holding your business back.

Transition from messy paper bahi-khatas to a professional digital system. Here is why smart shopkeepers are switching to Rupaya Khata.

The Old Way (Paper)
Unprofessional and Risky
Paper bills look unprofessional and are easily disputed. Your shop looks outdated and you lose money.
Awkward Payment Collection
Asking for udhaar payments damages customer relationships. You stay quiet and keep losing money.
No Idea About Business Health
You don't know your daily sales or pending dues without hours of manual calculation. Growth is impossible.
The New Way (Growth)
Create Professional Bills
Generate and send professional PDF bills in seconds. Look like a big brand and build customer trust.
Get Paid 3x Faster
Send polite, automated WhatsApp reminders with payment links. Collect dues without awkward conversations.
Track Your Growth Daily
See daily sales, pending payments, and overall business health at a glance on your automated dashboard.

Take Full Control of Your Shop's Finances.

The all-in-one app for kirana stores, medical shops, and wholesalers to track every rupee and grow profits.

Start Growing Today — Free Start Growing – It's Free
, No Hidden Charges
Rupaya Khata — Udhar Khata Made Simple...
Simple as WhatsApp

Start growing your business in 3 steps

Simple, powerful, and designed for Indian shopkeepers. Get started in under a minute.

Step 1

Add Your Customer

Enter name and phone number. Done in 10 seconds. Your customer list is ready instantly.

10 seconds
Step 2

Record Credit & Bills

Enter the amount or create a bill. Saved instantly with date, time, and full history. No diary needed ever again.

5 seconds
Step 3

Send Bill & Get Paid

One tap sends a professional PDF bill or WhatsApp reminder. Customer pays faster. You grow.

3 seconds
Result: Your business looks professional, customers pay on time, and you save hours of manual calculation.
See How Easy It Is

Watch the App in Action

Quick tutorials and demos showing how you can digitize your shop in minutes.

Digitize Your Business

See how easy it is to manage your shop's finances on the go.

Faster Payments

No more awkward phone calls. Get paid on time, every time.

100% Safe & Secure

Never lose track of your udhaar with secure cloud backups.

Ready to run your shop like a Pro?

Replace your paper bahi-khata with a powerful digital platform. It is with.

Download Now — Download Now – It’s Free
Why Shopkeepers Love It

Everything you need to grow your shop

Built for the real needs of Indian shopkeepers. Every feature is designed to save you time and increase your profits.

Get Paid Faster with WhatsApp Reminders — Send automatic payment reminders in multiple languages
Payment Collection

Get Paid 3x Faster

Send polite, automated WhatsApp reminders so you never have to make an awkward phone call again. Maintain good relationships while improving cash flow. Your customers receive friendly, timely updates with exact amounts due and a direct payment link, leading to significantly faster collections and zero disputes over pending balances.

Auto Reminders WhatsApp Delivered Multi-Language Payment Links
Try It Free
Keep Every Udhaar Safe — Secure customer information, track total due amount, know risk before giving credit
Customer Trust

Build Stronger Customer Relationships

Keep perfectly accurate, digital records of every transaction. Resolve disputes instantly with undeniable digital proof and transparency. Before extending credit, securely verify a customer's history to ensure your capital is safe. Rupaya Khata protects your hard-earned money and builds a foundation of absolute trust with your loyal customers.

Secure Records Risk Assessment Credit Limits 100% Privacy
Try It Free
Understand Your Business Growth — Track sales, collections, and profits with smart reports and detailed analytics
Smart Analytics

Track Your Growth Daily

See your daily sales, pending payments, and overall business health at a glance. Make smarter decisions to grow your shop with data-driven insights. Generate professional reports in seconds, track which items are driving your profits, and easily share statements with suppliers or partners. Turn your daily transactions into a clear roadmap for massive business growth.

Sales Trends Profit Reports Collection Insights Export to PDF
Try It Free
Create Professional Bills in Seconds — Generate GST and non-GST invoices with automatic calculations
Professional Billing

Create Professional Bills & Reports

Instantly generate professional PDF bills and reports. Share them via WhatsApp to look like a big brand and build customer trust. Automatically add your shop logo, contact details, and custom terms to every invoice. Keep your business compliant and impress your customers with a modern billing experience.

GST Invoices One-Tap Share Auto Calculations Custom Branding
Try It Free
One QR for Every Payment — Accept UPI payments from any app with secure, instant collections
UPI Payments

One QR for Every Payment

Accept UPI payments directly from your customers with a single QR code. Secure, instant, and works with every UPI app. Money goes straight into your bank account with zero hidden fees. Track all digital collections automatically in your dashboard, completely eliminating the need to cross-check bank statements.

All UPI Apps Instant Payments 100% Secure Direct to Bank
Try It Free
1,000+
Shop owners using daily
50,000+
Credit entries recorded
100%
Built for Business
Real Reviews

Shop owners who switched are growing faster

★★★★★

"The WhatsApp reminders changed everything. My customers started paying on time without any arguments. I recovered money I had already given up on."

MS
MD Saud Alam
Digital Gramin Seva
★★★★★

"I was using a paper diary for 15 years. This app replaced it in one day. Now I know exactly who owes me, and I can prove it. Should have switched sooner."

RG
Ramesh Gupta
Gupta General Store
★★★★★

"Generating PDF reports is incredibly easy. I get an entire month's accounts in one click. My accountant loves it. This is the best business app I have used."

MM
Mohd Mohizul
Shringar Mahal
Zero Risk

Nothing to lose. Everything to gain.

Built for Business
Not a trial. Not a freemium trap. Every single feature is free. No credit card needed. Ever.
No Hidden Charges
No surprise popups asking for money. No premium features locked behind a paywall. What you see is what you get.
Your Data is Safe
PIN lock, fingerprint lock, encrypted cloud backup. Your business records are private and protected at all times.
Fast Support
Stuck? Email us. We respond within 24 hours. Real support from real people who care about your business.
FAQ

Quick answers to common questions

Still have doubts? These answers should clear everything up.

Is Rupaya Khata really ? +
Yes, completely free. Not a trial, not a limited version. Every feature is available to every user with no charges, no subscriptions, no in-app purchases. This will never change.
Can I use this for multiple customers at once? +
Yes, Rupaya Khata allows you to add as many customers as you need and track their individual credit history separately.
How secure is the PIN lock feature? +
Extremely secure. Our PIN and Fingerprint locks are integrated with your phone's native security systems. Only you can access your business records, even if someone else has your phone.
Can customers also see their udhaar balance? +
Whenever you send a WhatsApp reminder, the customer receives a professional summary of their balance. This builds trust and ensures there is no confusion during final payment.
What if I change my phone number? +
You can easily update your profile. We recommend backing up your data to the cloud before changing your number to ensure a smooth transition.
Does it work without internet? +
Yes. The app works fully offline. You can add customers, record transactions, and view your ledger without any internet connection. When you reconnect, everything syncs to the cloud automatically.
Is my business data safe? +
Absolutely. The app is protected with PIN and fingerprint lock. Your data is stored securely with encrypted cloud backup. We never share, sell, or access your business data. It is yours alone.
How do WhatsApp reminders work? +
Open a customer profile, tap "Send Reminder." The app opens WhatsApp with a polite, pre-written message that includes the customer name and amount due. You just tap send. It takes literally 3 seconds.
What if I lose or change my phone? +
Your data is backed up to the cloud automatically. Install the app on your new phone, log in with the same phone number, and every single record is restored. No data is ever lost.
Is it really that easy to use? +
If you can use WhatsApp, you can use Rupaya Khata. The app is designed for people who are not tech experts. Most new users start recording credit within their first 2 minutes of installing the app.
Can I use Rupaya Khata for my wholesale business? +
Yes! Whether you are a small retailer or a large wholesaler, Rupaya Khata handles high-volume transactions with ease. You can track thousands of customers and lakhs of rupees with 100% accuracy.
Get in Touch

Have questions? We're here to help.

Support is available 7 days a week. We usually respond within 24 hours.

Email Us

contact@rupayakhata.com

WhatsApp Us

+91 95250 74471

It is Free. Start Now.

Every day you wait, your competitors pull ahead.

Join 1,000+ shopkeepers using Rupaya Khata to manage their business, track credit, and grow faster.

DOWNLOAD FREE Google Play
Coming Soon
DOWNLOAD ON THE App Store