Gift Cards for every stocking
Enjoy fast, free delivery, exclusive deals, and award-winning movies & TV shows.
Buy New
-9% $18.14
FREE delivery Saturday, October 31 on orders shipped by Amazon over $35
Ships from: Amazon.com
Sold by: Amazon.com
$18.14 with 9 percent savings
List Price: $19.99
Get Fast, Free Shipping with Amazon Prime
FREE delivery Saturday, October 31 on orders shipped by Amazon over $35
Or Prime members get FREE delivery Wednesday, October 28. Order within 5 hrs 20 mins. Join Prime
In Stock
$$18.14 () Includes selected options. Includes initial monthly payment and selected options. Details
Price
Subtotal
$$18.14
Subtotal
Initial payment breakdown
Shipping cost, delivery date, and order total (including tax) shown at checkout.
Shipper / Seller
Amazon.com
Amazon.com
Shipper / Seller
Amazon.com
Returns
FREE 30-day refund/replacement
FREE 30-day refund/replacement
Quick refund
Usually issued within 24 hours. See exceptions
FREE return
At least one free return option available.
Convenient dropoff
At any of our 50,000 US locations.
See return policy
Gift options
Available at checkout
Available at checkout This item is a gift. Change
At checkout, you can add a custom message, a gift receipt for easy returns and have the item gift-wrapped
Payment
Secure transaction
Your transaction is secure
We work hard to protect your security and privacy. Our payment security system encrypts your information during transmission. We don’t share your credit card details with third-party sellers, and we don’t sell your information to others. Learn more
$8.32
Connecting readers with great books since 1972! Used books may not include companion materials, and may have some shelf wear or limited writing. We ship orders daily and Customer Service is our top priority! Connecting readers with great books since 1972! Used books may not include companion materials, and may have some shelf wear or limited writing. We ship orders daily and Customer Service is our top priority! See less
$4.99 delivery Tuesday, November 3. Details
Only 1 left in stock - order soon.
$$18.14 () Includes selected options. Includes initial monthly payment and selected options. Details
Price
Subtotal
$$18.14
Subtotal
Initial payment breakdown
Shipping cost, delivery date, and order total (including tax) shown at checkout.
Access codes and supplements are not guaranteed with used items.
Ships from and sold by HPB-Ruby.
Added to

Sorry, there was a problem.

There was an error retrieving your Wish Lists. Please try again.

Sorry, there was a problem.

List unavailable.
Kindle app logo image

Download the free Kindle app and start reading Kindle books instantly on your smartphone, tablet, or computer - no Kindle device required.

Read instantly on your browser with Kindle for Web.

Using your mobile phone camera - scan the code below and download the Kindle app.

QR code to download the Kindle App

  • Retirement Money Secrets: A Financial Insider's Guide to Income Independence

Follow the author

Follow authors for new release and deal updates, plus improved recommendations. See updates from all followed authors in Your Books.
Something went wrong. Please try your request again later.

Retirement Money Secrets: A Financial Insider's Guide to Income Independence

4.6 out of 5 stars (430)

90 days free of Amazon Music with purchase Terms
{"desktop_buybox_group_1":[{"displayPrice":"$18.14","priceAmount":18.14,"currencySymbol":"$","integerValue":"18","decimalSeparator":".","fractionalValue":"14","symbolPosition":"left","hasSpace":false,"showFractionalPartIfEmpty":true,"offerListingId":"FXlH2DP03loZv6hnKwbvcSdaoCF%2Bm0kRc3ya0Q4F0knRlcHE5BEMx%2FvX7dVHo4a%2FNKhUvBWd3UwodAu5ux4jb2F%2FlTN0NpioRyvonvUEcheilwXVV%2Fhuv8HoK9NyOm6sB9m7OJZS3OS45dl0xTVHOA%3D%3D","locale":"en-US","buyingOptionType":"NEW","aapiBuyingOptionIndex":0}, {"displayPrice":"$8.32","priceAmount":8.32,"currencySymbol":"$","integerValue":"8","decimalSeparator":".","fractionalValue":"32","symbolPosition":"left","hasSpace":false,"showFractionalPartIfEmpty":true,"offerListingId":"FXlH2DP03loZv6hnKwbvcSdaoCF%2Bm0kRGCAVobSZpA4z9qzYyqset7S9hstdGMdvhk2jDhLIgKHlcdNhpDikIG17rHoNCy4r7emmPmNSfVS4llooD7UtSTWq13IDVkxw0Ok%2Byd4SyIUfIzXvp%2FOl81GQ0Ken5h6Ux7z0w5MLaPssAbTBCiO2aGpZKH9Lb1Gv","locale":"en-US","buyingOptionType":"USED","aapiBuyingOptionIndex":1}]}

Purchase options and add-ons

Winner of the 2025 American Legacy Book Awards in Personal Finance / Investing

Produce enough income to retire and make market volatility your very best friend.

Steve Selengut, a 44-year investment professional, teaches you a simple yet little-known system for investing in the stock market that shouldn't be a secret (but is). It delivers reliable income without selling your hard-earned investments to pay the bills. Better yet, it works whether the stock market is going up or down.

Retirement Money Secrets will give you the tools to:

  • Stop worrying about having enough money to retire
  • Stop agonizing over market volatility
  • Stop obsessively scrolling the news about inflation

Retirement Money Secrets shifts your focus from chasing market value "returns" to creating a growing stream of reliable spending money. At the end of this book you will be able to confidently say:

“Neither a market correction nor rising interest rates (not even a pandemic) will have a negative impact on my investment income. In fact, either scenario will help me increase my income growth rate long term.”

Steve Selengut created income-independent portfolios for his clients for decades, and this book will walk you through the process he used so you can do that for yourself.

You can do this. Buy Retirement Money Secrets and achieve income independence.

Books with Buzz
Discover the latest buzz-worthy books, from mysteries and romance to humor and nonfiction. Explore more

Great on Kindle
Great Experience. Great Value.
iphone with kindle app
Putting our best book forward
Each Great on Kindle book offers a great reading experience, at a better value than print to keep your wallet happy.

Explore your book, then jump right back to where you left off with Page Flip.

View high quality images that let you zoom in to take a closer look.

Enjoy features only possible in digital – start reading right away, carry your library with you, adjust the font, create shareable notes and highlights, and more.

Discover additional details about the events, people, and places in your book, with Wikipedia integration.

Get the free Kindle app: Link to the kindle app page Link to the kindle app page
Enjoy a great reading experience when you buy the Kindle edition of this book. Learn more about Great on Kindle, available in select categories.

Frequently bought together

This item: Retirement Money Secrets: A Financial Insider's Guide to Income Independence
$18.14
Get it as soon as Saturday, Oct 31
In Stock
Ships from and sold by Amazon.com.
+
$15.51
Get it as soon as Saturday, Oct 31
In Stock
Ships from and sold by Amazon.com.
+
$22.23
Get it as soon as Saturday, Oct 31
Only 1 left in stock - order soon.
Sold by BAFA LLC and ships from Amazon Fulfillment.
Total price: $00
To see our price, add these items to your cart.
Details
Added to Cart
Some of these items ship sooner than the others.
Choose items to buy together.

Customers also bought or read

Loading...

From the Publisher

Left: Large gold and blue text laid over black and gold dots. Right: 'Retirement Money Secrets'.

A blue and gold testimonial set over black and gold dots.

A blue and gold testimonial set over black and gold dots.

A blue and gold testimonial set over black and gold dots.

A blue and gold testimonial set over black and gold dots.

Product details

  • ASIN ‏ : ‎ B0CGX114J9
  • Publisher ‏ : ‎ RIC LLC
  • Publication date ‏ : ‎ August 29, 2023
  • Language ‏ : ‎ English
  • Print length ‏ : ‎ 262 pages
  • ISBN-13 ‏ : ‎ 979-8988812500
  • Item Weight ‏ : ‎ 12.5 ounces
  • Dimensions ‏ : ‎ 6 x 0.6 x 9 inches
  • Best Sellers Rank: #170,719 in Books (See Top 100 in Books)
  • Customer Reviews:
    4.6 out of 5 stars (430)

About the author

Follow authors for new release and deal updates, plus improved recommendations. See updates from all followed authors in Your Books.
Steven R. Selengut
Brief content visible, double tap to read full content.
Full content visible, double tap to read brief content.

I have been a private investment portfolio manager for 50+ years, 44 of those managing as many as 300 individual investment portfolios around the USA and some overseas. When I sold my business in 2023, I had more than 110 million under management for around 140 clients. Of the top selling investment book authors on Amazon, only two were professional investors and NONE ever directly managed other people's money.

In fact, there aren't a whole lot of private portfolio managers out there, and fewer that can claim they will treat you differently from what they are doing for everyone else in terms of content, trading, selection criteria, income production, etc. We are in a model portfolio management, one size fits all, low-income production environment. But you don't have to stay there.

I wrote "Retirement Money Secrets" to show you how I routinely generated more potential spending money for my clients than they needed, year after year, for decades. I was able to reinvest nearly half of that income to constantly grow the next year's production. There are samples in the book, and links to people you can chat with about the process and its potential.

You can achieve income independence while still owning all the all dividend stars and market heroes that you hear so much about. But you will be using packages of securities, stocks and bonds, that in 2023, were paying nearly 10% of in-your-pocket income.

I will teach you the process and lead you step by step down a six principle road leading to financial independence. How does 9% tax free from your ROTH IRA sound to you?

How much money would stock shareholders receive if companies were required to pay them even 50% of their realized earnings? The securities you'll learn about are pass through trusts that must pay out 95% of their realized earnings! No joke. And these are not new kids on the block. They have been around decades longer than Mutual Funds and more than a century longer than ETFs.

The approach you will learn will put you in a position to say with the utmost confidence: "Neither a stock market correction, nor rising interest rates, not even a pandemic, will have a negative impact on my portfolio income. In fact, any of these conditions will present me with opportunities to grow my income even faster."

Most 401(k) programs produce less than 3% income. I'll show you how to transition to a more income productive environment. The approach you will read about in: "Retirement Money Secrets: A Financial Insider's Guide to Income Independence" will teach you how to get there regardless of what is going on with the stock market or interest rates.

Customer reviews

4.6 out of 5 stars
430 global ratings

Customers say

Customers find this book to be a valuable guide to income-focused investing, with clear and concise explanations of CEF concepts. The book is well-written in a personal conversational style and provides actionable strategies that customers say work effectively. They appreciate how it helps generate personal monthly income, with one customer achieving an 11% forward dividend yield.
AI Generated from the text of customer reviews

Select to learn more

117 customers mention content, 112 positive, 5 negative
Customers praise the book's content, describing it as an investment game changer and a must-read, with one customer noting how it spells out a consistent approach to investing for income.
Great book if you are interested in income-focused investing, especially if you are switching from growth to income investments at or nearing or in...Read more
...If you’re serious about investing, I highly recommend buying the book....Read more
An excellent book for those managing all or some portion of their retirement investments....Read more
Highly recommended! Steven Selengut’s Retirement Money Secrets is a gem!...Read more
89 customers mention informative, 87 positive, 2 negative
Customers find the book informative, with clear explanations of major concepts and valuable insights into CEFs.
This book is well written, educational and really good financial advice in my opinion....Read more
Great read, opened up a new world, previously unknown to me. Steve's CEFs investing explained in a single readRead more
...Wow! Steve’s book turns conventional investing wisdom on its head!...Read more
An interesting and informative read. Going into retirement, I have moved towards a focus on income....Read more
79 customers mention readability, 77 positive, 2 negative
Customers find the book easy to understand and quick to read, with clear explanations of CEF concepts.
...The principals in the book are well thought out, easy to understand and implement....Read more
Great read, opened up a new world, previously unknown to me. Steve's CEFs investing explained in a single readRead more
This book is full of applicable advice. It is an easy read that provides motivation for a brighter future no matter how the market moves.Read more
Picked up this book without knowing what to expect. Found it easy to read and a unique innovative approach to generating high income with closed end...Read more
41 customers mention financial information, 40 positive, 1 negative
Customers appreciate the book's financial information, particularly its guide to income-focused investing and approach to generating sustainable long-term income. One customer notes it offers fantastic insights into financial strategies, while another mentions it provides a roadmap to safe and profitable management of retirement savings.
...The book demystifies complex financial concepts, making them accessible to the layperson, and provides actionable strategies for generating...Read more
This book is well written, educational and really good financial advice in my opinion....Read more
...This book gives a perfect blueprint on how to structure your investments to produce income, which is exactly what a retiree needs during their years...Read more
...It’s a real strategy for building income, managing risk. Maybe the easiest book to read and understand i have read on investments.Highly recommend.Read more
29 customers mention writing style, 27 positive, 2 negative
Customers appreciate the writing style of the book, which is well-crafted and easy to follow in a conversation format, with one customer noting it's written by an experienced financial insider with 50 years of experience.
This book is so on target for Income Independence. Well written, clearly stated, valuable principles that can be a Life Changing, Ongoing experience....Read more
...It’s exceptionally well-written—clear, concise, and easy to follow without any fluff. The investment strategy Steve lays out actually works....Read more
Money secrets , is a well written book, with a great understanding in how to invest in the market in volatile times....Read more
A very well written account of the pros and cons of different investing strategies.Read more
25 customers mention strategy, 25 positive, 0 negative
Customers appreciate the book's strategy, describing it as well-described and actionable, with a simple and strategic approach to investing.
...with a moderate retirement nest egg would benefit from Steves common sense approach. Highly Recommend!Read more
...concepts, making them accessible to the layperson, and provides actionable strategies for generating sustainable income in retirement....Read more
...the strategies are clear and straightforward to follow. i appreciated the explanations and examples of using this income first approach....Read more
...If you are like me and looking for a solid plan for managing and growing your finances through retirement, I strongly suggest you read this book.Read more
21 customers mention effectiveness, 21 positive, 0 negative
Customers find the book's strategies effective, helping them reach their retirement goals, with one customer noting it delivers reliable and consistent results.
...Clear, concise, easy to understand and above all, effective....Read more
...I'm retired today, and this strategy works for me....Read more
...The methodology works, I have seen it and experienced it personally....Read more
...It works for me and is helping me reach my retirement goals which are 2 years away highly recommendRead more
13 customers mention income, 12 positive, 1 negative
Customers appreciate the book's focus on generating personal monthly income, with one customer mentioning achieving a 11% forward dividend yield, and another noting how it helped them become financially independent.
This book set me free!Read more
This book is so on target for Income Independence. Well written, clearly stated, valuable principles that can be a Life Changing, Ongoing experience....Read more
This book made me aware of a way to create regular monthly income, eliminating the, I hope there’s enough money there approach when I need it with...Read more
This book has helped me earn an 11% forward dividend yield on my investment portfolio. I am 6 months into following Steve's investment strategy....Read more
Sign in to see customer reviews.